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Garner Financial Group, LLC
Effective Date: October 15, 2026

Garner Financial Group, LLC respects your privacy and is committed to handling the personal information you share with us responsibly.

Information We Collect

When you contact us, visit our website, or complete a form through Facebook or Instagram, we may collect:

• Your name, telephone number, and email address.

• Information you voluntarily provide about the insurance services or reviews you are requesting.

• Website usage and technical information collected through cookies or analytics tools, where applicable.

Please do not submit Medicare identification numbers, Social Security numbers, medical records, or other sensitive personal information through our public inquiry forms.

How We Use Your Information

We use the information you provide to:

• Respond to questions and requests for insurance information.

• Contact you regarding a requested Medicare Annual Review or other insurance service.

• Schedule appointments and provide follow-up communications related to your inquiry.

• Maintain business records and meet applicable legal and regulatory obligations.

• Improve our website, services, and customer experience.

Submitting an inquiry does not obligate you to purchase insurance or enroll in a plan.

How We Share Information

We may use service providers and business systems to help manage inquiries, customer communications, and agency operations. These may include website hosting, customer relationship management, email, and scheduling platforms.

Information needed for insurance applications or service requests may be shared with insurance carriers or authorized business partners when appropriate authorization has been obtained.

We do not use an inquiry about Medicare as permission to share beneficiary information with unrelated parties for their independent marketing. Any sharing that requires additional permission will be handled according to applicable requirements.

Communication Preferences

We may contact you regarding an inquiry you have submitted through the contact methods you have authorized.

You may ask us to stop nonessential communications or update your contact preferences by contacting our office. Consent to marketing communications is not a condition of purchasing insurance.

Information Security and Retention

We take reasonable steps to protect personal information against unauthorized access or misuse.

Information is retained as reasonably necessary for the services requested, business operations, and applicable recordkeeping requirements.

Your Privacy Choices

You may contact Garner Financial Group to request information about the personal data you have provided or to ask about correcting or deleting it, subject to applicable legal and recordkeeping obligations.

Contact Us

Garner Financial Group, LLC
North Alabama
Website: https://www.garnerfinancialgroup.com
Email: [INSERT VERIFIED BUSINESS EMAIL]

Changes to This Policy

We may update this policy as our services, business practices, or legal requirements change. Updates will be posted on this page with a revised effective date.